/* ==========================================================================
   Gewerbeschutz - Design-System
   Fonts self-hosted (CSP erlaubt keine externen Font-Hosts)
   ========================================================================== */

@font-face{font-family:"Bitter";src:url("/assets/fonts/bitter-600.woff2") format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"Bitter";src:url("/assets/fonts/bitter-700.woff2") format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Figtree";src:url("/assets/fonts/figtree-400.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Figtree";src:url("/assets/fonts/figtree-500.woff2") format("woff2");font-weight:500;font-style:normal;font-display:swap}
@font-face{font-family:"Figtree";src:url("/assets/fonts/figtree-600.woff2") format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"Figtree";src:url("/assets/fonts/figtree-700.woff2") format("woff2");font-weight:700;font-style:normal;font-display:swap}

:root{
  --cream:#FDF4E7;
  --cream-soft:#FBF1E2;
  --white:#ffffff;
  --navy:#2C3648;
  --navy-deep:#232C3C;
  --ink:#1E2634;
  --muted:#6E7A8A;
  --muted-soft:#98A3B1;
  --blue:#1489FB;
  --blue-dark:#0B6FD6;
  --blue-light:#4FA9FF;
  --yellow:#F8CB54;
  --yellow-deep:#E9B62C;
  --red:#F2545B;
  --green:#2BB673;
  --line:rgba(44,54,72,.12);
  --line-dark:rgba(255,255,255,.12);
  --shadow-sm:0 2px 10px rgba(32,42,58,.06);
  --shadow:0 14px 40px rgba(32,42,58,.10);
  --shadow-lg:0 30px 70px rgba(32,42,58,.16);
  --r-sm:10px;
  --r:16px;
  --r-lg:26px;
  --wrap:1180px;
  --gutter:16px;
  --head-h:76px;
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{
  margin:0;
  background:var(--cream);
  color:var(--ink);
  font-family:"Figtree",ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  font-size:17px;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
img,svg{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button{font:inherit;color:inherit;background:none;border:0;cursor:pointer}
h1,h2,h3,h4{font-family:"Bitter",Georgia,serif;font-weight:700;line-height:1.18;letter-spacing:-.015em;margin:0 0 .5em}
h1{font-size:clamp(2.1rem,4.6vw,3.3rem)}
h2{font-size:clamp(1.75rem,3.4vw,2.6rem)}
h3{font-size:clamp(1.15rem,1.8vw,1.45rem)}
p{margin:0 0 1em}
p:last-child{margin-bottom:0}
.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 var(--gutter)}
.wrap-narrow{max-width:940px}
.section{position:relative;padding:clamp(56px,7vw,104px) 0}
.section--tight{padding:clamp(40px,5vw,72px) 0}
.center{text-align:center}
.eyebrow{font-size:.92rem;font-weight:600;color:var(--blue);margin:0 0 .5rem}
.eyebrow--gold{color:var(--yellow-deep)}
.lede{color:var(--muted);font-size:1.02rem}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

/* ---------- Icons: immer ohne Flaeche dahinter ---------- */
.ic{width:22px;height:22px;flex:0 0 auto;stroke:currentColor;fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.ic--lg{width:34px;height:34px;stroke-width:1.5}
.ic--xl{width:46px;height:46px;stroke-width:1.35}
.ic--blue{color:var(--blue)}
.ic--gold{color:var(--yellow-deep)}

/* ---------- Buttons mit Shimmer ---------- */
.btn{
  position:relative;display:inline-flex;align-items:center;gap:.6rem;
  padding:.92rem 1.45rem;border-radius:12px;font-weight:600;font-size:1rem;
  line-height:1.1;white-space:nowrap;isolation:isolate;overflow:hidden;
  transition:transform .25s cubic-bezier(.2,.8,.3,1),box-shadow .25s ease,background-color .25s ease;
}
.btn .ic{width:19px;height:19px;stroke-width:2;transition:transform .3s cubic-bezier(.2,.8,.3,1)}
.btn:hover .ic{transform:translateX(4px)}
.btn--primary{
  background:linear-gradient(135deg,var(--blue) 0%,var(--blue-dark) 100%);
  color:#fff;box-shadow:0 10px 26px rgba(20,137,251,.32),inset 0 1px 0 rgba(255,255,255,.22);
}
.btn--primary:hover{transform:translateY(-2px);box-shadow:0 16px 36px rgba(20,137,251,.42),inset 0 1px 0 rgba(255,255,255,.3)}
.btn--ghost{background:#fff;color:var(--ink);border:1.5px solid rgba(44,54,72,.16);box-shadow:var(--shadow-sm)}
.btn--ghost:hover{transform:translateY(-2px);border-color:rgba(44,54,72,.3)}
.btn--light{background:#fff;color:var(--blue);box-shadow:var(--shadow)}
.btn--lg{padding:1.08rem 1.8rem;font-size:1.06rem;border-radius:14px}
.btn--block{display:flex;width:100%;justify-content:center}

/* Shimmer-Sweep */
.btn--shimmer::before{
  content:"";position:absolute;inset:-60% -20%;z-index:-1;
  background:linear-gradient(115deg,transparent 38%,rgba(255,255,255,.55) 48%,rgba(255,255,255,.9) 52%,rgba(255,255,255,.55) 56%,transparent 66%);
  transform:translateX(-120%);
  animation:shimmer 3.6s cubic-bezier(.4,0,.2,1) infinite;
  pointer-events:none;mix-blend-mode:screen;
}
.btn--shimmer.btn--ghost::before,.btn--shimmer.btn--light::before{
  background:linear-gradient(115deg,transparent 38%,rgba(20,137,251,.12) 48%,rgba(20,137,251,.22) 52%,rgba(20,137,251,.12) 56%,transparent 66%);
  mix-blend-mode:normal;
}
.btn--shimmer::after{
  content:"";position:absolute;inset:0;z-index:-2;border-radius:inherit;
  background:radial-gradient(120% 160% at 50% 0%,rgba(255,255,255,.28) 0%,transparent 60%);
  pointer-events:none;
}
@keyframes shimmer{
  0%{transform:translateX(-120%)}
  58%{transform:translateX(120%)}
  100%{transform:translateX(120%)}
}
@media (prefers-reduced-motion:reduce){
  .btn--shimmer::before{animation:none;opacity:0}
}

/* ---------- Header ---------- */
.site-header{
  position:sticky;top:0;z-index:60;background:rgba(253,244,231,.86);
  backdrop-filter:saturate(1.3) blur(14px);-webkit-backdrop-filter:saturate(1.3) blur(14px);
  transition:box-shadow .3s ease,background-color .3s ease;
}
.site-header.is-stuck{box-shadow:0 6px 26px rgba(32,42,58,.09);background:rgba(253,244,231,.96)}
.header-inner{display:flex;align-items:center;gap:1.4rem;height:var(--head-h)}
.brand{display:flex;align-items:center;gap:.6rem;font-family:"Bitter",serif;font-weight:700;font-size:1.3rem;letter-spacing:-.02em}
.brand .mark{width:30px;height:34px;flex:0 0 auto}
.brand span.accent{color:var(--blue)}
.nav{display:flex;align-items:center;gap:.25rem;margin-left:auto}
.nav-item{position:relative}
.nav-link{display:inline-flex;align-items:center;gap:.4rem;padding:.6rem .8rem;border-radius:10px;font-weight:500;font-size:.98rem;color:var(--ink);transition:color .2s ease,background-color .2s ease}
.nav-link:hover{color:var(--blue);background:rgba(20,137,251,.07)}
.nav-link .ic{width:17px;height:17px}
.nav-link .chev{transition:transform .25s ease}
.nav-item.is-open .chev{transform:rotate(180deg)}
.nav-panel{
  position:absolute;top:calc(100% + 10px);left:50%;transform:translate(-50%,8px);
  min-width:290px;background:#fff;border-radius:var(--r);box-shadow:var(--shadow-lg);
  padding:.6rem;opacity:0;visibility:hidden;transition:opacity .22s ease,transform .22s ease,visibility .22s;
}
.nav-item.is-open .nav-panel{opacity:1;visibility:visible;transform:translate(-50%,0)}
.nav-panel a{display:flex;gap:.7rem;align-items:flex-start;padding:.6rem .7rem;border-radius:10px;font-size:.95rem;transition:background-color .2s ease}
.nav-panel a:hover{background:rgba(20,137,251,.08)}
.nav-panel small{display:block;color:var(--muted);font-size:.84rem;line-height:1.4}
.header-cta{margin-left:.4rem}
.burger{display:none;margin-left:auto;padding:.5rem;border-radius:10px}
@media (max-width:1040px){
  .nav{position:fixed;inset:var(--head-h) 0 auto 0;flex-direction:column;align-items:stretch;gap:0;background:var(--navy);padding:1rem var(--gutter) 1.6rem;transform:translateY(-120%);transition:transform .35s cubic-bezier(.3,.8,.3,1);max-height:calc(100vh - var(--head-h));overflow:auto}
  .site-header.menu-open .nav{transform:translateY(0)}
  .nav-link{color:#fff;font-size:1.05rem;padding:.85rem .4rem;border-bottom:1px solid var(--line-dark);border-radius:0;justify-content:space-between}
  .nav-link:hover{background:transparent;color:var(--yellow)}
  .nav-panel{position:static;transform:none;min-width:0;box-shadow:none;background:transparent;display:none;padding:.2rem 0 .6rem}
  .nav-item.is-open .nav-panel{display:block;opacity:1;visibility:visible;transform:none}
  .nav-panel a{color:#D8DEE8}
  .nav-panel a:hover{background:rgba(255,255,255,.07)}
  .nav-panel small{color:var(--muted-soft)}
  .header-cta{display:none}
  .burger{display:inline-flex}
}

/* ---------- Hero ---------- */
.hero{position:relative;padding:clamp(34px,4vw,66px) 0 clamp(60px,6vw,86px);overflow:hidden}
.hero::after{content:"";position:absolute;right:-12%;top:-10%;width:64%;height:118%;background:linear-gradient(200deg,rgba(248,203,84,.20),rgba(248,203,84,0) 62%);transform:skewX(-10deg);z-index:0;pointer-events:none}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(20px,3vw,48px);align-items:center}
.hero h1{margin-bottom:.45rem}
.hero-sub{font-size:1.12rem;font-weight:600;margin-bottom:1.5rem}
.mark-line{background:linear-gradient(transparent 62%,rgba(248,203,84,.85) 62%);padding:0 .12em}
.hero-bullets{list-style:none;margin:0 0 1.9rem;padding:0;display:grid;gap:.72rem}
.hero-bullets li{display:flex;align-items:center;gap:.7rem;font-size:.99rem;font-weight:500}
.hero-bullets .ic{width:20px;height:20px;color:var(--blue)}
.trust{margin-top:2.6rem}
.trust p{font-size:.86rem;color:var(--muted);margin-bottom:.7rem}
.trust-row{display:flex;flex-wrap:wrap;align-items:center;gap:1.1rem 1.6rem;opacity:.72}
.trust-row span{font-family:"Bitter",serif;font-weight:600;font-size:.88rem;color:var(--navy);display:inline-flex;align-items:center;gap:.35rem}
.trust-row .ic{width:15px;height:15px;color:var(--muted-soft)}
.hero-figure{position:relative;min-height:420px}
.halo{position:absolute;top:2%;left:50%;transform:translateX(-50%);width:min(290px,62%);z-index:2;color:var(--yellow)}
.hero-photo{
  position:relative;z-index:1;margin:48px auto 0;width:min(430px,100%);aspect-ratio:3/3.4;
  border-radius:200px 200px 24px 24px;
  background:
    radial-gradient(120% 90% at 50% 10%,rgba(248,203,84,.30),transparent 60%),
    linear-gradient(170deg,#EADFCD,#D9CCB6);
  display:flex;align-items:flex-end;justify-content:center;padding:1.2rem;overflow:hidden;
}
.hero-photo .ph-note{font-size:.8rem;color:#8C7F6B;background:rgba(255,255,255,.78);border-radius:8px;padding:.35rem .6rem}
.quote-float{
  position:absolute;right:-2%;bottom:4%;z-index:3;width:min(330px,88%);
  background:#fff;border-radius:var(--r);box-shadow:var(--shadow-lg);
  border-left:5px solid var(--yellow);padding:1.1rem 1.15rem;
}
.quote-float p{font-size:.95rem;font-weight:600;line-height:1.45;margin-bottom:.5rem}
.quote-float .who{font-size:.82rem;color:var(--muted)}
.quote-float .rating{display:flex;gap:1rem;margin-top:.8rem;padding-top:.8rem;border-top:1px solid var(--line);font-size:.76rem;color:var(--muted)}
.quote-float .rating b{display:block;color:var(--ink);font-size:.86rem}
.stars{display:flex;gap:2px;color:var(--yellow-deep)}
.stars .ic{width:14px;height:14px;fill:currentColor;stroke:none}
@media (max-width:900px){
  .hero-grid{grid-template-columns:1fr}
  .hero-figure{min-height:0;margin-top:2rem}
  .hero-photo{aspect-ratio:3/2.6;max-width:340px;margin-top:40px}
  .halo{width:min(210px,56%)}
  .quote-float{position:relative;right:auto;bottom:auto;margin:-28px auto 0;width:100%}
  .hero::after{width:120%;right:-30%}
}

/* ---------- Finder (dunkles Band) ---------- */
.finder{background:var(--navy);border-radius:var(--r-lg);padding:clamp(24px,3vw,38px);box-shadow:var(--shadow)}
.finder h2{color:#fff;font-size:1.18rem;font-family:"Figtree",sans-serif;font-weight:600;text-align:center;margin-bottom:1.3rem}
.finder-cards{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem}
.finder-card{
  background:#fff;border:2px solid var(--blue);border-radius:var(--r);
  padding:1.3rem 1rem;display:flex;flex-direction:column;align-items:center;gap:.8rem;text-align:center;
  font-weight:600;font-size:.95rem;line-height:1.3;overflow-wrap:break-word;hyphens:auto;
  transition:transform .25s cubic-bezier(.2,.8,.3,1),box-shadow .25s ease,background-color .25s ease;
}
.finder-card:hover{transform:translateY(-5px);box-shadow:0 18px 40px rgba(0,0,0,.26)}
.finder-card .ic{color:var(--blue)}
@media (max-width:820px){.finder-cards{grid-template-columns:repeat(2,minmax(0,1fr))}.finder-card{font-size:.88rem;padding:1.1rem .7rem}}

/* ---------- Karten allgemein ---------- */
.card{background:#fff;border-radius:var(--r-lg);box-shadow:var(--shadow);padding:clamp(22px,3vw,40px)}
.card--flat{box-shadow:var(--shadow-sm)}
.card--dark{background:var(--navy);color:#fff}
.card--dark h2,.card--dark h3{color:#fff}
.card--tint{background:var(--cream-soft);box-shadow:none;border:1px solid rgba(233,182,44,.28)}

/* ---------- Mission ---------- */
.mission{display:grid;grid-template-columns:260px 1fr;gap:clamp(18px,3vw,42px);align-items:center}
.mission .shield{width:170px;margin:0 auto;color:var(--blue)}
.mission p.hl{color:var(--muted)}
.mission u{text-decoration-color:var(--yellow-deep);text-underline-offset:3px}
@media (max-width:760px){.mission{grid-template-columns:1fr;text-align:left}.mission .shield{width:120px}}

/* ---------- Social Proof ---------- */
.proof h2{text-align:center;font-size:clamp(1.3rem,2.4vw,1.9rem)}
.count-pill{background:var(--yellow);border-radius:8px;padding:0 .3rem}
.review-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.3rem;margin-top:2.2rem}
.review{background:#fff;border-radius:var(--r);box-shadow:var(--shadow);padding:1.5rem 1.4rem;display:flex;flex-direction:column;gap:1rem}
.review p{font-size:.97rem;line-height:1.55}
.review .who{display:flex;align-items:center;gap:.7rem;margin-top:auto}
.avatar{width:42px;height:42px;border-radius:50%;background:linear-gradient(140deg,#E7DCCB,#D2C4AC);flex:0 0 auto}
.review .who b{display:block;font-size:.93rem}
.review .who small{color:var(--muted);font-size:.83rem}
@media (max-width:860px){.review-grid{grid-template-columns:1fr}}

/* ---------- Schritte + Flow ---------- */
.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem;max-width:860px;margin:0 auto}
.step{background:#fff;border-radius:var(--r);box-shadow:var(--shadow);padding:1.5rem 1.2rem 1.6rem;text-align:center;position:relative}
.step .num{position:absolute;top:14px;left:14px;width:28px;height:28px;border-radius:8px;background:var(--blue);color:#fff;font-weight:700;font-size:.9rem;display:grid;place-items:center}
.step .ic{margin:.6rem auto 1rem;color:var(--blue)}
.step b{font-size:1rem}
.assure{max-width:420px;margin:clamp(40px,6vw,74px) auto 0;text-align:center;position:relative;z-index:2}
.assure .shield{width:66px;margin:0 auto 1rem;color:var(--blue)}
.assure h3{font-family:"Figtree",sans-serif;font-size:1.3rem;margin-bottom:1.1rem}
.assure ul{list-style:none;margin:0 0 1.4rem;padding:0;display:grid;gap:.6rem;text-align:left}
.assure li{display:flex;align-items:center;gap:.65rem;font-size:.95rem}
.assure li .ic{width:19px;height:19px;color:var(--blue)}
@media (max-width:760px){.steps-grid{grid-template-columns:1fr;max-width:420px}}

/* Flow-Pfeile */
.flow{position:absolute;inset:0;pointer-events:none;z-index:0;overflow:visible}
.flow svg{position:absolute;inset:0;width:100%;height:100%;overflow:visible}
.flow path,.flow polygon{vector-effect:non-scaling-stroke}
.flow .trace{fill:none;stroke:var(--yellow);stroke-width:13;stroke-linecap:round;stroke-linejoin:round;
  stroke-dasharray:var(--len);stroke-dashoffset:var(--len);transition:stroke-dashoffset .12s linear}
.flow .head{fill:var(--yellow);opacity:0;transform-origin:center;transition:opacity .3s ease,transform .3s ease;transform:scale(.6)}
.flow.is-done .head{opacity:1;transform:scale(1)}
@media (max-width:980px){.flow{display:none}}
@media (prefers-reduced-motion:reduce){.flow .trace{stroke-dashoffset:0}.flow .head{opacity:1;transform:none}}

/* ---------- Ansprechpartner-Karte ---------- */
.advisor{display:grid;grid-template-columns:minmax(220px,.75fr) 1.25fr;gap:clamp(18px,3vw,40px);align-items:center}
.advisor-photo{position:relative;border-radius:22px;aspect-ratio:4/4.6;background:linear-gradient(165deg,#E3E9F2,#C9D3E2);overflow:hidden}
.advisor-mini{
  position:absolute;left:8px;bottom:12px;right:8px;background:#fff;border-radius:12px;box-shadow:var(--shadow);
  padding:.7rem .8rem;font-size:.8rem;line-height:1.4;
}
.advisor-mini b{display:block;font-size:.78rem;margin-top:.35rem;color:var(--muted)}
.check-list{list-style:none;margin:0;padding:0;display:grid;gap:.85rem}
.check-list li{display:flex;align-items:flex-start;gap:.7rem;font-size:.99rem}
.check-list .ic{width:21px;height:21px;color:var(--yellow-deep);margin-top:1px}
.check-list li.plain{color:var(--muted);padding-left:1.9rem}
@media (max-width:760px){.advisor{grid-template-columns:1fr}}

/* ---------- Dunkle Sektion ---------- */
.dark-band{background:var(--navy);color:#fff}
.dark-band h2{color:#fff}
.dark-band .lede{color:var(--muted-soft)}
.dark-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,4vw,56px);align-items:center}
@media (max-width:860px){.dark-grid{grid-template-columns:1fr}}

/* Akkordeon */
.acc{display:grid;gap:.6rem}
.acc-item{background:rgba(255,255,255,.06);border-radius:12px;overflow:hidden;transition:background-color .25s ease}
.acc-item.is-open{background:rgba(255,255,255,.1)}
.acc-head{display:flex;align-items:center;gap:.8rem;width:100%;text-align:left;padding:1rem 1.1rem;font-weight:600;font-size:.98rem}
.acc-head .chev{margin-left:auto;transition:transform .3s cubic-bezier(.3,.8,.3,1)}
.acc-item.is-open .chev{transform:rotate(180deg)}
.acc-body{display:grid;grid-template-rows:0fr;transition:grid-template-rows .35s cubic-bezier(.3,.8,.3,1)}
.acc-item.is-open .acc-body{grid-template-rows:1fr}
.acc-body>div{overflow:hidden}
.acc-body p{padding:0 1.1rem 1.1rem;font-size:.94rem;color:var(--muted-soft);margin:0}
/* helle Variante */
.acc--light .acc-item{background:#fff;box-shadow:var(--shadow-sm)}
.acc--light .acc-item.is-open{background:#fff}
.acc--light .acc-body p{color:var(--muted)}

/* Ring-Diagramm */
.ring{position:relative;width:min(400px,100%);margin:0 auto;aspect-ratio:1}
.ring .ring-bg{position:absolute;inset:0}
.ring .core{position:absolute;inset:26%;display:grid;place-items:center;color:rgba(255,255,255,.14)}
.ring .node{
  position:absolute;width:52px;height:52px;border-radius:50%;background:#fff;color:var(--navy);
  display:grid;place-items:center;box-shadow:0 10px 24px rgba(0,0,0,.28);
  transform:translate(-50%,-50%);transition:transform .3s cubic-bezier(.2,.8,.3,1)
}
.ring .node:hover{transform:translate(-50%,-50%) scale(1.08)}
.ring .node .ic{width:22px;height:22px;color:var(--blue)}
.ring .node i{position:absolute;top:-7px;right:-7px;width:22px;height:22px;border-radius:50%;background:var(--yellow);color:var(--navy);font-style:normal;font-size:.72rem;font-weight:700;display:grid;place-items:center}
.ring--light .node{background:#fff;box-shadow:var(--shadow)}
.ring--light .core{color:rgba(20,137,251,.12)}

/* ---------- Zitat-Block ---------- */
.quote-block{display:grid;grid-template-columns:1fr 1fr;border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--shadow)}
.quote-block .qt{background:var(--navy);color:#fff;padding:clamp(24px,3.4vw,46px);display:flex;flex-direction:column;justify-content:center}
.quote-block .marks{font-family:"Bitter",serif;font-size:3.4rem;line-height:.7;color:var(--yellow);margin-bottom:1rem}
.quote-block h3{font-size:clamp(1.2rem,2.1vw,1.7rem);line-height:1.35}
.quote-block .by{color:var(--muted-soft);font-size:.86rem;margin-top:1.2rem}
.quote-block .by b{color:#fff;display:block;font-size:.92rem}
.quote-block .qimg{background:linear-gradient(150deg,#DCE3EE,#B9C5D8);min-height:260px}
@media (max-width:800px){.quote-block{grid-template-columns:1fr}}

/* ---------- Split-Karten (Was macht uns anders / Wenig Zeit) ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--shadow);background:#fff}
.split--dark .copy{background:var(--navy);color:#fff}
.split .copy{padding:clamp(24px,3.4vw,48px);display:flex;flex-direction:column;justify-content:center}
.split .pic{background:linear-gradient(150deg,#E6EAF1,#C5CFDE);min-height:300px}
.split ol{margin:0 0 1.2rem;padding-left:1.15rem;display:grid;gap:.85rem}
.split ol li{font-size:.99rem;line-height:1.55}
.split--rev .pic{order:2}
@media (max-width:820px){.split{grid-template-columns:1fr}.split--rev .pic{order:0}}

/* ---------- Werte ---------- */
.values-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.2rem}
.value{background:#fff;border-radius:var(--r);box-shadow:var(--shadow);padding:1.6rem 1.4rem}
.value .ic{color:var(--blue);margin-bottom:1rem}
.value h3{font-family:"Figtree",sans-serif;font-weight:600;font-size:1.3rem;margin-bottom:.5rem}
.value p{font-size:.93rem;color:var(--muted);line-height:1.55}
@media (max-width:980px){.values-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:560px){.values-grid{grid-template-columns:1fr}}

/* ---------- VS-Vergleich ---------- */
.vs-head{max-width:720px;margin:0 auto clamp(30px,4vw,54px);text-align:center;background:var(--cream-soft);border-radius:var(--r);padding:1.6rem 1.4rem;border:1px solid rgba(233,182,44,.3)}
.vs-head h2{margin-bottom:.35rem}
.vs-grid{display:grid;grid-template-columns:1fr 70px 1fr;align-items:start;gap:1rem;max-width:900px;margin:0 auto}
.vs-col{position:relative;padding-top:34px}
.vs-badge{position:absolute;top:0;left:50%;transform:translate(-50%,0);width:62px;height:62px;border-radius:50%;display:grid;place-items:center;box-shadow:0 12px 26px rgba(32,42,58,.18);z-index:2}
.vs-badge--bad{background:var(--red);color:#fff}
.vs-badge--good{background:var(--blue);color:#fff}
.vs-badge .ic{width:30px;height:30px;stroke-width:2.4}
.vs-card{background:#fff;border-radius:var(--r);box-shadow:var(--shadow);padding:2.4rem 1.2rem 1.2rem;text-align:center}
.vs-card--good{background:linear-gradient(170deg,var(--blue) 0%,#109BFF 100%);color:#fff;box-shadow:0 20px 48px rgba(20,137,251,.3)}
.vs-card h3{font-family:"Figtree",sans-serif;font-weight:700;font-size:1.25rem;margin-bottom:.5rem}
.vs-card .vs-note{font-size:.88rem;color:var(--muted);margin-bottom:1.1rem}
.vs-card--good .vs-note{color:rgba(255,255,255,.85)}
.vs-list{display:grid;gap:.5rem;text-align:left}
.vs-row{border-top:1px solid var(--line)}
.vs-card--good .vs-row{border-top-color:rgba(255,255,255,.22)}
.vs-row-head{display:flex;align-items:flex-start;gap:.6rem;width:100%;padding:.8rem .3rem;font-size:.93rem;font-weight:600;text-align:left}
.vs-row-head .ic{width:18px;height:18px;flex:0 0 auto;margin-top:2px}
.vs-row-head .chev{margin-left:auto;transition:transform .3s ease;opacity:.6}
.vs-row.is-open .chev{transform:rotate(180deg)}
.vs-card--bad .vs-row-head .ic{color:var(--red)}
.vs-row .acc-body p{padding:0 .3rem .9rem;font-size:.88rem}
.vs-card--good .acc-body p{color:rgba(255,255,255,.88)}
.vs-mid{display:grid;place-items:center;align-self:center;font-family:"Bitter",serif;font-weight:700;color:var(--muted);padding-top:34px}
.vs-foot{max-width:640px;margin:2.2rem auto 0;background:#fff;border-radius:var(--r);box-shadow:var(--shadow-sm);padding:1.1rem 1.3rem;display:flex;gap:.9rem;align-items:center;font-size:.93rem}
.vs-foot .ic{color:var(--blue)}
.vs-foot a{color:var(--blue);text-decoration:underline;text-underline-offset:3px}
@media (max-width:860px){.vs-grid{grid-template-columns:1fr}.vs-mid{display:none}}

/* ---------- Schadensfall-Schritte ---------- */
.claim-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.1rem;align-items:stretch}
.claim{background:#fff;border-radius:var(--r);box-shadow:var(--shadow);padding:1.5rem 1.3rem;position:relative}
.claim .num{width:30px;height:30px;border-radius:9px;background:var(--blue);color:#fff;display:grid;place-items:center;font-weight:700;font-size:.9rem;margin-bottom:1rem}
.claim .ic{color:var(--blue);margin-bottom:1rem}
.claim h3{font-family:"Figtree",sans-serif;font-weight:700;font-size:1.05rem;margin-bottom:.5rem}
.claim p{font-size:.92rem;color:var(--muted);line-height:1.55}
.claim--final{background:linear-gradient(170deg,var(--blue),#109BFF);color:#fff}
.claim--final .num{background:rgba(255,255,255,.22)}
.claim--final p{color:rgba(255,255,255,.9)}
.claim--final .ic{color:#fff}
@media (max-width:980px){.claim-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:560px){.claim-grid{grid-template-columns:1fr}}

/* ---------- Nummerierte Stapel-Karten ---------- */
.stack{display:grid;gap:1.4rem;max-width:720px;margin:0 auto}
.stack-card{background:#fff;border-radius:var(--r);box-shadow:var(--shadow-sm);border:1px dashed rgba(44,54,72,.18);padding:1.5rem 1.5rem;display:flex;gap:1.1rem;align-items:flex-start}
.stack-card .num{width:46px;height:46px;flex:0 0 auto;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;font-weight:700;font-size:1.05rem}
.stack-card h3{font-family:"Figtree",sans-serif;font-weight:700;font-size:1.08rem;margin-bottom:.4rem}
.stack-card p{font-size:.95rem;color:var(--muted);margin:0}

/* ---------- Siegel ---------- */
.seal-head{max-width:720px;margin:0 auto clamp(26px,4vw,48px);text-align:center;background:var(--cream-soft);border:1px solid rgba(233,182,44,.3);border-radius:var(--r);padding:1.8rem 1.5rem;position:relative}
.seal-head::after{content:"";position:absolute;bottom:-14px;left:50%;transform:translateX(-50%) rotate(45deg);width:28px;height:28px;background:var(--cream-soft);border-right:1px solid rgba(233,182,44,.3);border-bottom:1px solid rgba(233,182,44,.3)}

/* ---------- FAQ ---------- */
.faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(22px,4vw,56px);align-items:start}
.faq-aside .ic{color:var(--blue);margin-top:1.2rem}
.faq-aside p{color:var(--muted);font-size:.95rem}
@media (max-width:820px){.faq-grid{grid-template-columns:1fr}}

/* ---------- CTA-Band ---------- */
.cta-band{background:linear-gradient(135deg,var(--blue) 0%,#0C74DE 100%);color:#fff;border-radius:var(--r-lg);padding:clamp(28px,4vw,52px);text-align:center;box-shadow:0 26px 60px rgba(20,137,251,.3)}
.cta-band h2{color:#fff}
.cta-band p{color:rgba(255,255,255,.9);max-width:620px;margin:0 auto 1.6rem}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy-deep);color:#fff;padding:clamp(40px,5vw,64px) 0 1.6rem;margin-top:clamp(40px,5vw,70px)}
.footer-grid{display:grid;grid-template-columns:1fr 1fr auto;gap:clamp(22px,4vw,48px);align-items:start}
.footer-contact{display:grid;gap:.6rem;margin-top:1.2rem;font-size:.95rem}
.footer-contact div{display:flex;align-items:center;gap:.6rem}
.footer-contact small{color:var(--muted-soft)}
.footer-links{display:grid;gap:.55rem;font-size:.95rem;font-weight:500}
.footer-links a{color:#DCE2EB;transition:color .2s ease}
.footer-links a:hover{color:var(--yellow)}
.footer-legal{margin-top:2.6rem;padding-top:1.2rem;border-top:1px solid var(--line-dark);display:flex;flex-wrap:wrap;gap:1.2rem;font-size:.84rem;color:var(--muted-soft)}
.footer-legal a:hover{color:#fff}
.footer-legal .spacer{margin-left:auto}
@media (max-width:860px){.footer-grid{grid-template-columns:1fr}}

/* ---------- Reveal ---------- */
.rv{opacity:0;transform:translateY(22px);transition:opacity .7s cubic-bezier(.2,.8,.3,1),transform .7s cubic-bezier(.2,.8,.3,1)}
.rv.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.rv{opacity:1;transform:none}}

/* ---------- Unterseite ---------- */
.page-hero{padding:clamp(30px,4vw,56px) 0 clamp(30px,4vw,52px)}
.crumbs{display:flex;gap:.5rem;align-items:center;font-size:.86rem;color:var(--muted);margin-bottom:1.2rem}
.crumbs a:hover{color:var(--blue)}
.crumbs .ic{width:14px;height:14px}
.page-hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(20px,3vw,46px);align-items:center}
.fact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.1rem}
.fact{background:#fff;border-radius:var(--r);box-shadow:var(--shadow-sm);padding:1.3rem}
.fact .ic{color:var(--blue);margin-bottom:.7rem}
.fact b{display:block;font-family:"Bitter",serif;font-size:1.25rem;margin-bottom:.2rem}
.fact span{font-size:.9rem;color:var(--muted)}
@media (max-width:760px){.fact-grid{grid-template-columns:1fr}.page-hero-grid{grid-template-columns:1fr}}
.cover-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem}
.cover{background:#fff;border-radius:var(--r);box-shadow:var(--shadow);padding:1.5rem 1.4rem}
.cover .ic{color:var(--blue);margin-bottom:.9rem}
.cover h3{font-family:"Figtree",sans-serif;font-weight:700;font-size:1.06rem;margin-bottom:.45rem}
.cover p{font-size:.93rem;color:var(--muted);line-height:1.55}
@media (max-width:900px){.cover-grid{grid-template-columns:1fr}}
.tbl{width:100%;border-collapse:collapse;background:#fff;border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow-sm);font-size:.95rem}
.tbl th,.tbl td{padding:.9rem 1.1rem;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.tbl th{background:var(--cream-soft);font-weight:600;font-family:"Figtree",sans-serif}
.tbl tr:last-child td{border-bottom:0}
.note-box{background:var(--cream-soft);border:1px solid rgba(233,182,44,.35);border-radius:var(--r);padding:1.3rem 1.4rem;display:flex;gap:.9rem}
.note-box .ic{color:var(--yellow-deep);flex:0 0 auto}
.note-box h3{font-family:"Figtree",sans-serif;font-size:1.05rem;font-weight:700;margin-bottom:.35rem}
.note-box p{font-size:.95rem;margin:0;color:var(--muted)}